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Lisa Ray * 24 Years of Real Estate and Mortgage Banking experience will help save you time and money. Serving All Your Real Estate Needs Colorado, Florida and California Real Estate LicensedPresident's Club, Top National Salesperson Founded San Diego Mobile Notary Service2002 and 2003 President's Club for ColoradoAccredited Buyer's RepresentativeFine Homes SpecialistEcoBroker 2009 Prudential Honor Society Membere-Pro Certified Internet Expert ProfileI was lucky to find my passion at a young age.  When I was 18, I received my real estate license becoming the youngest agent in Florida.  In fact, my first listing was my Economics teacher's home.  I made him extremely happy when his home sold quickly.   The experience I've acquired from 22 successful years in the business will provide you with superior service.  Confidential representation of your interests. Organized and efficient coordination skills working with other parties in the process. Clear explanation of all contracts, forms and agreements. Management of the closing process from start to finish.  In selling a home - Lisa Ray will assist by: Appraisal expertise enables accurate asking price. Impressive state of the art marketing by an e-PRO. Sales records prove I'm a top notch negotiator to handle all offers received on your behalf. Courteous and Prompt Communication. At 22, I went to work for a highly esteemed real estate investor.  We taught people how to 'find, fix, and flip' investment property.  As your agent, I will share investment tools with you so that you're able to analyze the numbers in order to make the wisest decision. From 1995 to 2004, I worked as a Residential Lender and Mortgage Banker.  Very few if any other agents have experience working inside the lender's arteries.  This will help you get the lowest interest rate as well as not pay any junk fees (the ones you don't know about).   For one client, there was a savings of $625 just in junk fees and $22,500 over 5 years.  The difference in a 1/4 pt. could be tens of thousands of dollars over the duration of the loan.  My knowledge of credit will aid you in getting a better loan; correcting incorrect information and improving your FICO score.   The highest FICO score saves you money on mortgage, auto payments, credit cards and insurance.  Call or email me and we'll talk about all the ways I can help you save money.  This Real Estate Consultant approach is what makes me more than an agent and more valuable to you for life. My professionally trained appraisal knowledge will properly analyze a property's value.  This enables me to accurately price your home for a speedy sale at top dollar.  For buyers, understanding value is the difference between a good and a great deal. As an e-PRO Certified Internet Expert, I use the aid of technology to save you time while being more effective.  When searching for a home I'll create a customized site with a daily on-line match up of your individualized checklist with the Multiple Listing Service.  This site will filter daily all new listings that fit your specific criteria.  You are then instantly emailed being one of the first notified of listings that interest you. In order to sell a home for top dollar in the shortest time, the internet is your most powerful tool.  I will use this advantage so you can capture the interest of buyers.  I look forward to giving you superior service whether buying, selling or investing! With warm regards, Lisa Ray